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Help at home · Maths

How to explain calculating with decimals to your child

Add, subtract, multiply and divide decimals, often with money or measures, e.g. 4.6 − 1.85 or 0.3 × 7.

The note

How schools teach it now

Column methods with the decimal points lined up, filling gaps with zeros (4.60 − 1.85). To multiply, children work out the whole-number fact (3 × 7 = 21), then use place value to adjust it (0.3 × 7 = 2.1).

5-minute kitchen-table activity

Use a receipt: 'A £1.35 drink and a £2.80 sandwich. What's the total? What change from £5?' (£4.15, then 85p.) Write it in columns with the points lined up.

Worked example

Work out 4.6 − 1.85.

  1. Line up the points and add a zero: 4.60 − 1.85.
  2. Hundredths: exchange 1 tenth, so 10 − 5 = 5.
  3. Tenths: 5 − 8 won't go, so exchange 1 one: 15 − 8 = 7.
  4. Ones: 3 − 1 = 2.

Answer: 2.75

Common mistakes to watch for

  • Lining up the last digits instead of the decimal points.
  • Thinking 0.3 × 7 = 0.21.
  • Leaving out a zero placeholder, so the columns slip.

Encouragement

Try saying
“Line up the points and the rest falls into place.”
Rather than
“Decimals are just fiddly.”

Practise calculating with decimals with marked questions

Academy11+ marks every answer, shows how your child is doing in each topic and puts the right home-help note next to the ones they find hard.